Corporate Loan
SME Property Financing
Wing Fung Credit SME Property Financing brings SMEs the working capital needed for business expansion by pledging SMEs' property. Moreover, SME clients can enjoy our free Legal Consultation Service¹. The consultation service is provided by professional solicitor. It helps you capitalize on business opportunities and protect your interest.
Features
  • Loan-to-value ratio up to 85% without upper limit
  • Specially designed for SMEs. You can also apply our “SME Business Loan” on top of the mortgage loan (includes first or second mortgage loan); additional loan amounts up to HK$5,000,000
  • No financial reports required, easy and convenient to apply
  • Repayment term meets your actual needs to facilitate flexible use of funds
  • Choice of two financing options - Instalment Loan or Standby Credit Facility
  • No withdrawal fees and interest for the reserved standby credit facilities
  • Applicable to leased properties
Eligibility
  • All SMEs registered in Hong Kong
Value Added Service

Our SMEs Customer can exclusively enjoy the
Free Legal Consultation Service
It helps you capitalize on business opportunities and protect your interest.

Want To Know More

Remarks:
  1. i) We offer Free Legal Consultation Service (“Consultation Service”) to those SMEs Customer with legal problem on daily business operation. It is absolutely free of charge. The Consultation Service is provided by the independent solicitor through telephone. All legal advices provided by the solicitor are preliminary. The Consultation Service will not offer any follow up service nor representation to the applicants. ii) The legal advices is for reference only. Wing Fung Credit Limited and the solicitor(s) do not assume any liability for any reliance on such information and content by any person. iii) Wing Fung Credit Limited reserves the right to refuse provision of the Consultation Service.
  2. The repayment terms, monthly repayments and interest rate are subject to final approval and Wing Fung Credit Limited reserves the right to review and approve the loan amount, term and interest rate.
  3. In accordance with the Money Lenders Ordinance, the annualized percentage rate does not exceed 48%. The final personalized interest rate varies according to the circumstances of individual cases. Flexible repayment tenor from 3 months up to 360 months. Calculated and based on a loan amount of HK$10,000 with annualized percentage rate of 12% and repayment period of 12 months, the monthly instalment is HK$888. The total repayment amount is HK$10,656 and the total interest of the loan is HK$656.